Tips to Avoid and Recognize Internet Scams
- Delete emails if you do not know the sender. Even if you know the sender, do not assume you can trust the email.
- If you receive an email claiming to be from a business or bank asking for personal or financial information, do not reply or click on the link in the email.
- Remember: Legitimate businesses and banks will never ask for confidential information through regular email.
- Remember: The link in the email may not connect you with the site you believe it will.
- Routinely review your credit card and bank statements for unauthorized or suspicious transactions.
- Contact the business or bank immediately by phone with a verified published phone number to report any suspicious activity.
- Protect your computer with up-to-date anti-virus software, spyware filters, email filters and firewall programs. You can contact the IT Helpdesk for more information at 209-228-4357 (228-HELP) or by email: helpdesk@ucmerced.edu.
- If you believe you have been a victim of an email scam or have questions, contact the UC Merced Police Department at 209-228-2677 (CAT-COPS) or email: police@ucmerced.edu.
Phishing
- Phishing: Criminals create email messages and web pages that look like they come from existing, legitimate sites and businesses, such as PayPal, eBay or banks.
- These websites and emails trick users into submitting personal information such as credit card numbers, bank account information, Social security numbers and passwords.
- Once you have submitted your personal information, criminals steal money from the accounts you have given the information on. They might also use your information in identity-theft crimes, such as opening credit card accounts in your name.
Advanced Fee Letter Fraud (419/West African/Nigerian letters)
- Scam artists send out emails that appear to be from Nigeria or other foreign countries. The e-mail promises rich rewards for helping government officials, banks or members of a family.
- Typically, the pitch includes the mention of a large amount of money that you will be able to share in, if you do something for them. Typically what they ask you to do is send or wire a large chunk of your own money to them.
- Do not respond to any of these scams. Realize you are dealing with criminals.
